A swiped entry transaction occurs when a card is swiped (or passed) through a magnetic card reader or chip reader to capture the card information stored on the magnetic stripe or chip. A proximity entry transaction occurs when a card/mobile wallet is read by a proximity reader to capture the card/token information stored on the magnetic stripe, chip, or mobile device.

A swipe read or proximity payment read are the preferred methods of gathering the cardholder information because it typically results in lower interchange fees and provides for better security for the merchant. Swiped or proximity entry transactions require that you have a card reader attached to your application. The card reader reads the card information into your application for transmission to Portico.

For more information, see the TrackData method attribute.